We believe the power of television, when combined with an understanding of important issues, can make significant positive differences and changes in the lives of people who watch.

With YOUR HELP the McCuistion Program can reach more viewers on the issues that affect their daily lives with information from experts with diverse and objective viewpoints so we may continue informing people and talking about things that matter… with people who care.

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Your donations have allowed us to be on the air for 26 years; with no PBS pledge monies, government grants or Corporation for Public Broadcasting subsidies.

Our mission is to serve our community by providing an intellectually stimulating, objective forum of ideas, challenging individual accountability and awareness on current affairs, from a free market, limited government, educational perspective. Thank you for your continued support.

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Sincerely,

Niki Nicastro McCuistion, CSP
Co-Founder, Executive Producer, Producer
Business Consultant / Executive Coach, specializing in Organizational Culture Change, Governance and Strategic Planning
214-750-5157
www.nikimccuistion.com
nikin@nikimccuistion.com

Be sure to watch more McCuistion TV programs on our website www.McCuistionTV.com.

Ethics, according to Merriam-Webster is an area of study that deals with ideas about what is good and bad behavior; a branch of philosophy dealing with what is morally right or wrong.

Left to Right: Richard Ebeling, PhD and Marianne Jennings, J.D.

Ethics makes for good business. Yet, most companies do not take the necessary steps to create a culture of ethics that governs their decision making. Companies claim to know what they are supposed to do. Most have written codes of ethics, classes and employee training in the subject matter, yet there is a huge gap between what should be and what actually happens.

Most employees say that the codes of ethical conduct set by their companies have little impact on their making ethically correct choices. It is the examples set by leadership and the actual culture of a company that influences their actions. The lack of ethics in quite a few financial institutions was a critical factor in the 2008 financial crisis and the subsequent bailouts cost taxpayers billions.

So how do you take ethics from theory to practice?

Experts on ethics and business moral codes:

  • Marianne Jennings, J.D.: Professor Emeritus Arizona State University Ethical and Legal Studies, author of The Seven Signs of Ethical Collapse; commended as a top 100 thought leader on ethics and one of the most influential people in ethics by Ethics Magazine, and
  • Richard Ebeling, PhD: Distinguished Professor of Ethics and Free Enterprise Leadership at the Citadel, former President of the Foundation for Economic Education and V. P. Future of Freedom Foundation

Professor Jennings and Dr. Ebeling join host, Dennis McCuistion, to discuss how the lack of transparency and ethics in banks and corporations greatly contributed to the financial crisis and what must be done to instill an ethical culture.

Left to Right: Richard Bowen

Left to Right: Richard M. Bowen, Cary Maguire, and Niki McCuistion

All agree, if there are regulations, rules and money to be made, chances are people will find loopholes. Something can be legal but not ethical. The model in some financial institutions was quantity not quality. Business has a choice. They can stay ethical or look for loopholes. Unfortunately, too many banks looked for loopholes, rewarded greed, and violated moral codes.

The program also features a short interview on ethics with Cary Maguire (Cary M. Maguire Center for Ethics and Public Responsibility at SMU), who funded the National Center for Policy Analysis’ Financial Crisis Initiative . Mr. Maguire was recently honored with the inaugural “Cary M. Maguire Spirit of Ethics” award presented by The Greater Dallas Business Ethics Awards. This is a a new level of recognition to a company that demonstrates and champions above-and-beyond ethical practices.

Our experts discuss the steps that can be taken to implement the culture of ethics and transparency that may well prevent a financial debacle of the magnitude of 2008.

As always we keep talking about things that matter… with people who care. And please don’t forget that for the last 26 years it’s you, our viewer, who keeps us on the air.

The McCuistion Program, a 501 ( C ) ( 3 ) tax exempt organization does not receive any KERA pledge dollars, PBS funds or government grants, so thank you for your continued support.

Niki McCuistion
Co-Founder,
Executive Producer, Producer
Business Consultant / Executive Coach, specializing in Organizational Culture Change, Governance and Strategic Planning
214-750-5157
www.nikimccuistion.com
nikin@nikimccuistion.com

Be sure to watch more McCuistion TV programs on our website www.McCuistionTV.com.

Did Dodd-Frank set up a tyranny in our financial system?

The failure of Lehman Brothers, Goldman Sachs, Fannie Mae and Freddie Mac caused an outcry for due process, rule of law, regulation and reform. And while the intention was to revitalize the American economy, the reverse has occurred. The 19,000 pages of regulations, $35 billion of economic impact and 72 million hours of paperwork may not have worked as intended.

Hundreds of rules later, no one is really sure about any regulation’s effectiveness.

Join us for the  fourth of a six part series on the 2008 financial crisis, with special thanks to the National Center for Policy Analysis for their assistance in coordinating this series.

Left to Right: George A. Selgin, PhD, William K. Black and C.K. Lee

Joining Host, Dennis McCuistion, are:

Our guests state that some regulations have actually caused risk, helped the big banks become bigger, small banks fewer with many closing their doors as a result because of the crippling burden of keeping up with regulations.

George A. Selgin, PhD with audience members , Gerald Reihsen and FRTV Board Member, Gary Short

Regulations were supposed to unleash the market, yet we are at 2% economic growth, compared to a historic 3.5% growth. The average family has stagnant paychecks, has lost savings, have less access to credit, and we’re losing a community financial institution a day because of the volume and complexity of Dodd-Frank and other regulatory overkill.

Are we politically allocating capital in our economy? Can the Financial Protection Agency be fair regarding products it deems abusive or is it arbitrary and are we giving the so called protective agencies too much power?

While not a good news program, tune in to see what the experts predict.

Talking about things that matter… with people who care. And please don’t forget that for the last 25 years it is you, our viewer, who keeps us on the air.

The McCuistion Program, a 501 ( C ) ( 3 ) tax exempt organization does not receive any KERA pledge dollars, PBS funds or government grants, so thank you for your continued support.

Thanks for joining us,

Niki McCuistion
Co-Founder, Executive Producer, Producer
Business Consultant / Executive Coach, specializing in Organizational Culture Change, Governance and Strategic Planning
214-750-5157
www.nikimccuistion.com
nikin@nikimccuistion.com

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2312 – 08.07.2016

Can a future financial crisis be prevented? It seems we keep repeating the same mistakes. Complex regulations, rewarding the too big to fail banks at the expense of community banks, lowering underwriting standards… if we continue the same policies a future financial crisis is inevitable.

Special thanks to the National Center for Policy Analysis for their contribution to this series. This is the sixth of a six part series on the 2008 financial crisis. (The series will be continued this fall with the fifth episode.)

Left to Right: Richard Ebeling, PhD, Niki McCuistion, Dennis McCuistion, Marianne Jennings, JD, Peter J. Wallison

Joining host, Dennis McCuistion, are key experts on the issues involved:

  • Marianne M. Jennings, J.D. – Professor Emeritus, Arizona State University Ethical and Legal Studies, author of The Seven Signs of Ethical Collapse. Ms. Jennings has been named one of the 100 Most Influential People in Business Ethics by Ethisphere magazine.
  • Richard Ebeling, PhD – Distinguished Professor of Ethics and Free Enterprise Leadership at the Citadel. Dr. Ebeling is a former President of the Foundation for Economic Education and V.P. Future of Freedom Foundation.
  • And Peter J. Wallison – Arthur F. Burns Fellow in Financial Policy Studies, American Enterprise Institute, former member of the Financial Crisis Inquiry Commission, Author: Hidden in Plain Sight

Dennis with Peter Wallison

  • And via prior taped interviews are: Cary M. Maguire, The Maguire Center for Ethics at Southern Methodist University and Rep. Jeb Hensarling, (R-TX) Chair, House Financial Services Committee.

Our experts believe that we blame the 2008 financial crisis on the private sector and let government off the hook. Yet our regulatory policies are skewed, allowing government to take risks that weaken the economy. A variety of key interest rates have been negative; imbalances, distortions need correction.

Risk assessment should not be made by government. We’ve set the conditions for a crisis.

The outcome agreed upon is we must do something different. Transparency, accountability, regulatory reform and free market solutions are imperative.

As always we keep talking about things that matter… with people who care. And please don’t forget that for the last 25 years it is you, our viewer, who keeps us on the air.

The McCuistion Program, a 501 ( C ) ( 3 ) tax exempt organization does not receive any KERA pledge dollars, PBS funds or government grants, so thank you for your continued support.

Thanks for joining us,

Niki McCuistion
Co-Founder, Executive Producer, Producer
Business Consultant / Executive Coach, specializing in Organizational Culture Change, Governance and Strategic Planning
214-750-5157
www.nikimccuistion.com
nikin@nikimccuistion.com

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2314 – 08.14.2016

This episode on the 2008 financial crisis is the third of a six part series on the 2008 financial crisis. 

Was the 2008 financial crisis a planned, organized, strategic, systemic embracing of loopholes that allowed for deliberate fraud?

Left to Right: Rashad Abdel-Khalik, PhD, Richard M. Bowen, III, C.R. “Rusty” Cloutier, and Michael G. Winston, PhD

Joining host, Dennis McCuistion, for a controversial, thought-provoking conversation on the causes of the 2008 financial crisis are:

Our panelists state that by all accounts all roads lead back to six- seven financial institutions that are too big to jail and too big to fail, with Congress issuing laws that gave banks the playing field to become bigger, more powerful, and more controlling. Loosening of underwriting standards set the stage for systemic fraud without any fear of ultimate accountability.

Is Wall Street controlling our government? Join us for the full story.

Talking about things that matter… with people who care. And please don’t forget that for the last 25 years it is you, our viewer, who keeps us on the air.

The McCuistion Program, a 501 ( C ) ( 3 ) tax exempt organization does not receive any KERA pledge dollars, PBS funds or government grants, so thank you for your continued support.

With special thanks to the National Center for Policy Analysis for their assistance in coordinating this series, thanks for joining us,

Niki McCuistion
Co-Founder, Executive Producer, Producer
Business Consultant / Executive Coach, specializing in Organizational Culture Change, Governance and Strategic Planning
214-750-5157
www.nikimccuistion.com
nikin@nikimccuistion.com

***

2311 – 07.31.2016

So, what really caused the 2008 financial crisis: the failure of capitalism, socialism, too much regulation, too little regulation, Wall Street greed, fraud, corruption, cronyism, stupidity? Or all of the above?!

Our experts agree that continuing to talk about the issues and causes are important to prevent a future financial crisis. Yet, without major changes in our systems, regulations and government policies we’ll continue to repeat the same mistakes.

Left to Right: Peter J. Wallison, George A. Selgin, PhD

Joining host, Dennis McCuistion, to discuss the 2008 Financial Crisis are:

  • Peter J. Wallison: Arthur F. Burns Fellow, Financial Policy Studies, American Enterprise Institute, member of the Financial Crisis Inquiry Commission and author of, Hidden in Plain Sight
  • George. A. Selgin, Ph.D: Director of the Cato Institute’s Center for Monetary and Financial Alternatives; Professor Emeritus of Economics at the University of Georgia, and
  • by prior taped interview, Representative Jeb Hensarling: (R TX) Chairman of the House Financial Services Committee.

Some 8 years after the 2008 financial crisis, the jury is still out on the causes of the crisis. As a result of previous financial debacles we asked for and got more regulations such as the Dodd Frank Act, which caused a slow recovery and actually suppressed financial activity.

Audience Members

As Representative Jeb Hensarling tells us,

“We suffered from dumb regulations and regulators, and Fannie Mae and Freddie Mac who practiced capitalism on the way up and socialism on the way down. All with the faith and backing and credit of the U.S. taxpayer. We had a whole set of policies that incented, cajoled, mandated, suggested, financial institutions loan money to people to buy homes they could not afford to keep.

We cannot intellectually make a case that there was any lack of regulatory authority to have prevented a crisis”.

Our experts talk about the quality of then mortgages, many of which were subprime and consequently caused a change in underwriting standards. Fannie and Freddie were huge contributors in encouraging affordable housing by allowing 3% and 0% down for down payments. Government encouraged home buying as it’s good for the economy and leads to other purchases for the home; however, during the crisis, many, in fact a majority of mortgages on Fannie and Freddie’s books were weak and subprime.

Dennis with Audience Members

The Federal Reserve comes in for its share of cause. The Fed’s job, to assure the problem did not turn into a deeper issue, yet it botched its job of maintaining general liquidity in the market and could not have done a worse job!

In September of 1999, Peter Wallison said, “If they [Fannie and Freddie] fail, the government will have to step up and bail them out the way it stepped up and bailed out the thrift industry.” Prescient?

In 2002, Congressman Barney Frank said, “I do not regard Fannie and Freddie as problems. I regard them as assets.”

After the Freddie Mac accounting scandal, the Congressman then said, “I do not think we are facing any kind of crisis.”

As long as we continue and government continues to deny responsibility or fails to examine cause, these issues will persist.

Join us as we talk about things that matter… with people who care. And please don’t forget that for the last 25 years it is you, our viewer, who keeps us on the air.

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2310 – 07.24.2016

A Whistleblower is defined as a person, usually an employee in a government agency or private enterprise, who exposes to the public or to those in authority, or to management, information or situations of egregious mismanagement, corruption, illegality, or some other wrongdoing within the organization.

Left to Right: Richard M. Bowen III, Michael G. Winston, PhD, William K. Black, PhD

While the public value of whistle-blowing has been increasingly recognized, even encouraged by the Department of Justice, the reality is very different. Whistleblowers are often retaliated against, losing their job, incurring financial hardships and even blackballed from working in their professions ever again.

The 2008 financial crisis, the fraud and corruption on Wall Street, the greed of the Too Big to Fail banks, and the courage of individuals who took the right and ethical action and became whistleblowers is the subject of this program.

Joining host, Dennis McCuistion, are:

Richard M. Bowen III: The Citigroup whistleblower who as a Business Chief Underwriter for Citigroup during the housing bubble financial crisis meltdown, saw fraud firsthand inside the organization as the company certified poor mortgages as quality mortgages and sold them to Fannie Mae, Freddie Mac and other investors.

Richard subsequently testified before the Securities and Exchange Commission and gave them 1,000 pages of evidence of fraudulent activities, with the bank bailouts occurring three months later.

Michael G. Winston, PhD: The Countrywide Financial whistleblower who has both been celebrated as a hero for exposing fraud at Countrywide Financial and sued and penalized to an extraordinary degree. Michael learned Countrywide’s policy was to fund loans, regardless of income, assets or even their having employment to anyone who could fog a mirror. Asked to misrepresent information about the company to Moody’s, he refused. The retaliation was especially virulent.

William (Bill) K. Black, PhD: Author of The Best Way to Rob a Bank Is to Own One, is a former bank regulator who played a central role in prosecuting the corruption responsible for the S&L crisis of the late 1980s. A serial whistleblower, he helped bring down Charles Keating, of Lincoln Savings and the former Jim Wright, Speaker of the House. Bill examines how financial fraud is the most damaging type of fraud and also the hardest to prosecute.

The group, along with a colleague who could not join us, Gary J. Aguirre, whistleblower, attorney , and former investigator with the U.S. Securities and Exchange Commission, fired for pursuing an investigation of suspected insider trading involving Pequot Capital Management, have formed Bank Whistleblowers United, an organization of financial sector whistleblowers dedicated to holding the financial leaders who led the fraud epidemics and the last financial crisis personally accountable.

Each of our guests has suffered immensely as a result of their whistleblowing. We applaud their moral courage to stand up in the face of bureaucratic theft and fraud and do the right thing.

Join us as we talk about things that matter… with people who care. And please don’t forget that for the last 25 years it is you, our viewer, who keeps us on the air.

TED is taking over the world!

TED, which stands for, Technology, Entertainment and Design has changed how we view the world. TED talks are watched globally – with an average of 17 new

Left to Right: Dennis McCuistion, Jeremy Gregg, Heather Hankamer, Niki McCuistion and Jim Young

page views per minute. In the fall of 2012 TED celebrated its one billionth video views. Today over 1,700 talks are available online. TED has become so popular that more and more, presenters are emulating and using the TED model in their own presentations.

Started in 1984, as the idea of Richard Saul Wurman, the topics revolve around technology, entertainment and design. The concept didn’t work as planned and it was some six years later before its founders resurrected it. This time, people were ready and the then invitation-only event attracted influential and curious audiences. Today TED is no longer just an invitation-only event; it’s become for many a key intellectual and emotional highlight of the year. TED has grown to include TEDActive, TED-Ed, the TED Radio Hour, and TEDx.

Joining McCuistion are seasoned TED folks:

Jim Young: TEDxSMU Steering Committee. We first heard of TED Talks from Jim Young, a seasoned TEDSTER

Jim is passionate about TED and the stories and ideas it inspires. He gives us the inside story of how TED, Technology, Entertainment and Design started in 1984 as a fantasy dinner party centered on these 3 areas, with some friends talking and some listening. It grew from a simple, local concept to a global, complex one. From its initial start, 6 years later attendees paid $475 to attend. Today TED attendees eagerly pay 20 times that amount.

Heather Hankamer: Director of TEDxSMU and TEDxSMU Kids

Heather talks about TEDxSMU and the TEDx phenomenon, “a radical opening up of the TED format to local, independently organized events”.

On any given day there are 7-8 TEDx events somewhere in the world. Heather is particularly passionate about TEDx Kids which is gaining in popularity. Kids get to hear from adult TED speakers who value the audience and do not dumb down the content.
Jeremy Gregg: Chief Development Officer, Prison Entrepreneurship Program.
Jeremy’s 2012, thought provoking TEDxSMU (Southern Methodist University) raised the interest in the more than 7 million people incarcerated in our jails. He stated that a child who has a parent in prison increases their own odds of going to prison by 70%. Financially the burden costs us $74 billion in corrections. It got participants attention.


If video doesn’t play correctly, open it here.

Tune in and learn more about how TED has influenced how we view the world and our fellow global citizens.

Thanks for watching as we talk about things that matter- with people like you- who really care.

Niki Nicastro McCuistion
Executive Producer/Producer

Aligning Purpose, Performance and People
Corporate Culture Change Consultant and Problem Solver
Google+ Profile
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2303 – 04.03.2016

Our experts give various views on diversity and how the U.S.companies measure against their European counterparts. In the U.S. board recruitment is often based on board members reaching out to people they already know and are comfortable with; often individuals with views and experiences similar to their own. Recruitment may also not take into consideration other values not reflected on the current board.

Left to Right: Renee Hornbaker, Niki McCuistion, Richard Leblanc, PhD, Dennis McCuistion & James Waters, J

Joining host, Dennis McCuistion, to talk about this issue and solutions are key experts in the area of corporate governance:

 


Our experts agree. Whether it be a for-profit or nonprofit board, both require good governance, experienced board members and diverse perspectives. The diversity issue is one that needs to be challenged.

For the entire write-up on the show and it’s highlights, visit the blog post from the original air date by following this link: The Board Diversity Challenge

Talking about things that matter… with people who care.

Niki

 

Niki N. McCuistion
Executive Producer/Producer
Consultant and speaker:
On Engaging Employees, Organizational Culture, Governance and Strategic Planning
nikin@nikimccuistion.com
214-750-5157

***

2208 – 12.28.2014

The re-air of this program on free press focuses on this first amendment right and explores the question of whether or not free press is at risk. Free press is an American right based on the First Amendment.

Elizabeth speaking with audience members after the taping.

What is the Freedom of Information Act‘s (FOIA), role in keeping government honest? Is there a risk to our free press if FOIA is not fulfilling its mandate? FOIA “allows” journalists to access critical information. Many investigations by the Press would not be possible without FOIA.

Freedom of Information Act is a law that gives citizens the right to access information from the federal government. It is often described as a law that keeps citizens in the know about their federal government.

The premise of FOIA is that people have the right to know about the affairs of government without government determination on what they think expedient for citizens to know or not know. It allows for oversight over the activities of government and serves to reduce government corruption. The Freedom of Information Act empowers citizen control over their government.

Any individual can exercise his/her right to access information by filing a Freedom of Information Act request for the specific data needed. If a request is denied, the individual requesting the data can appeal and sue to enforce the request.

Joining host, Dennis McCuistion, are the following panelists:

  • Miles Moffeit: Dallas Morning News‘ Investigative reporter
  • Elizabeth O. Colton, PhD: CEO, Dallas Committee on Foreign Relations, Emmy Award winning journalist
  • Paul Watler: Attorney, Jackson Walker LLC, Board Member, Freedom of Information Foundation

The Texas Public Information Act works in the same way, giving Citizen’s the right to know what their governors are doing in their name, and oversight over the instruments of government. With these critical Acts citizen’s can find out about fraud, arrests, and obtain information that state open records acts do not allow for. Yet both FOIA and TPIA have frustrating delays and challenges.

What difference does the Freedom of Information Act make to a working democracy? How does it help (or hurt) a free press get what they need to tell the public “the truth”?

Tune in to hear what the experts, who are involved in these issues on a day-to-day basis, have to say…

As always we continue talking about things that matter… with people who care.

Niki N. McCuistion
Executive Producer/Producer
Aligning Purpose, Performance and People
Corporate Culture Change Consultant and Problem Solver
214-750-5157
nikin@nikimccuistion.com
Google+ Profile

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Originally Aired: 04.20.14 – 2121