Is your home worth more than your mortgage? For many Americans that is not the case and they fall further and further behind in their payments.

Yet why did so many Americans obtain mortgages they should not have?

Have you wondered why you can’t pick up a paper today without reading about someone having their home foreclosed on and what caused that problem?

The number of Americans behind on their mortgage payments keeps increasing. For some- they obtained mortgages they could not keep up with. Many mortgages were given to people who could not repay. According to panelist: Richard Bitner,” the mortgage industry is essentially a food chain-

Borrowers on one end and investment banks, rating agencies and securitization on the other. Mortgages were bundled and sold off to investors world wide under the belief they would perform better than they did. There was a belief that mortgages were low risk, like bonds.”

Panelist: C.K. Lee adds “ People owning homes is a good thing. Everyone from the President to mortgage bankers have said so- BUT- But there was a flawed premise behind this . The problems started with investment banks and Fannie Mae and Freddie Mac- operating under the auspices of government.”…

In this program we’re going to examine, in simple language, all the mistakes and fraud that led us to where we are today and the many causes of the mortgage debacle.

Panelists include:

• C.K. Lee –Managing Director; Commerce Street Capital
• Richard Bitner- Author; Confessions of a Sub Prime Lender

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1903 – 2.20.11

Most Americans know that our federal government debt and annual deficits are unsustainable. The question is: what should be done to cut government spending? Solutions to the problem are not only hard to identify, but even more difficult to implement politically.

Join Dennis McCuistion and panelists as we share real solutions to save America’s financial future. Panelists are:

• David Walker: Former Comptroller General, and
• Mike George: Founder, Strong America Now

Unless you’ve been under a rock, or failed to see our recent program on the subject, you know that our federal government’s $14 trillion debt, its annual $1 plus trillion deficits and the unfunded liabilities for social programs are unsustainable. The problem is easy to identify, not as easy to understand the causes, but very difficult to not only identify solutions but implement them politically.

On this program you’ll hear some of the most creative ideas you haven’t heard yet. Regardless of your politics, you probably would like to see many of these solutions implemented. You won’t go to Iowa, but would you contact your elected representatives and make your views known. Our country’s future depends on it.

Thanks once again for joining us as we talk about things that matter… with people who care.

Niki Nicastro McCuistion
Executive Producer/ Producer
Co-Founder

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1908

The direct debt of the Federal government is over 14 trillion dollars and increasing at a trillion dollars a year; not to mention the tens of trillions in unfunded liabilities.

Joining host, Dennis McCuistion are:

• Mike George: Founder of Strong America Now and developer of the Lean Six Sigma Process; a technique for determining and eliminating waste, and
• David Walker: Former Comptroller General of the United States and CEO of the Government Accountability Office from 1998 to 2008. He is the author of Comeback America: Turning the Country Around and Restoring Fiscal Responsibility.

The discussion focuses on the sustainability challenges which threaten the US economic future. According to both guests, the survival of the Republic is at stake and in some cases we don’t even understand what the problem is.  Waste in government is at an all time high, with the Department of Defense being one of the government’s biggest wasters of resources.

The conversation differentiates between corruption and waste, spending increases between 2009 and 2010, and how much higher spending still is compared to receivables.  The challenges and solutions may surprise you.

Tune in to discover what needs to be done to reclaim our children and grandchildren’s future, and where, as always, we continue discussing things that matter with people who care…

Thanks once again for joining us…

Niki Nicastro McCuistion
Executive Producer/ Producer
Co-Founder

Dan Burrus is considered, one of the top three gurus in the country on the future. In the 90’s he wrote the best seller Technotrends and many of his key points have become fact. His newest book, Flash Foresight: How To See the Invisible And Do The Impossible, takes a look at what we can do to transform our lives- in this century and decade- and pokes holes at the traditional ways of looking at the world and how we run our businesses.

He asks, “wouldn’t it be amazing if you could predict the future and be right?” Dan states that we can indeed predict the future. And we can have a better future as a result. Dan who bases his predictions on scientific principles tells us, “we all have a sense of foresight, but we don’t know how to trust or use it, yet it is a sense we can accurately make sense of”.

In part two of this series Dan talks about how to see invisible opportunities and solutions to seemingly impossible problems. He covers several additional points from his book:

• The key to doing something that seems impossible is to see invisible solutions.
• Take your biggest problems and skip them. You’ll often find that if there is a recurring problem, that isn’t the real problem you have to solve.
• Opposites work better.
• Anticipate by solving tomorrow’s problems before they happen.
• Direct your future or someone else will. Take charge of it.

His rapid fire dialogue and common sense solutions to many of the quirks of life and business challenges we all share will leave you saying, “Now why didn’t I think of that?”

Tune in and hear more of these incredible insights, as we talk about things that matter with people who care…

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1919 – 9.18.2011